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    Cycle Science interest free offers now available on selected bikes.
    We have a range of interest free finance terms and providers available from 3-36 months, including a payment holiday option. Simply choose the payment provider that works for you and apply if you don't already have an existing card or account.


    12 Months Interest Free on Selected Bikes over $750 + when you contact us.
    Gem Visa: 6 months Interest Free on orders over $250 when you choose Gem at checkout.
    Gem Creditline: 120 days interest free on orders over $100 when you choose Gem at checkout.
    Veiw GEM VISA Full Terms and Conditions Here
    Veiw GEM CREDITLINE Full Terms and Condition Here


    12 Months Interest Free Finance with 36 months to pay
    No minimum spend.
    A good option for those with limited credit history.
    Personal Loan
    Veiw Full Terms and Conditions Here


    How do I apply for finance?
    Simply choose the Apply Now button above for the finance provider you wish to apply through, Or come in store and talk to one of us.

    What are the terms on interest free finance?
    Terms vary for each individual Finance contract. Please see the Terms & Conditions above for each finance provider.

    Who does Cycle Science use for finance?
    We offer finance through Q Mastercard/Qcard, Gem Visa/Gem CreditLine and Finance Now.

    How does finance work in-store?
    Our sales team can help you with your finance application in-store. Just let them know what you're after and they'll work out a great deal for you

    Call us on 04 589 2822 or email us now sales@cyclescience.co.nz

    **** Gem Visa and Gem CreditLine 12 Months Interest Free Minimum purchase $750. From no deposit. Amount payable will be shown on your monthly statement. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa/$50 Gem Creditline) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a Gem Visa/29.95% p.a Gem Creditline) applies to any outstanding balance on the expiry of the interest free period. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.

    Finance Now Disclaimer: All weekly payments are indicative only and are based on an interest rate of 19.9%pa and include a $2.95 monthly service fee and a $60 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria